Correct Tim, the PEOPLE, no one these days takes responsibility for their actions.
I detest the scum bankers as much as th next man, but they didn't hold a gun to these idiots heads and make them borrow 6 times there salary.
To many average dregs think they deserve a house in the fahionable part of Town, 2 cars in drive way, 3 holidays in the sun and eat in restaurants every night, all on 25k a year.
The big problem is it's the likes of me that end up bailng this scum out of trouble.
Change may be coming to America, but unless it comes to England soon we're all in the mire.